Money and Credit

The Rich Fisherman Story

Years ago, I was at a local car dealership Pickup truck. The salesman told me a story about something that happened at the upscale auto dealership next door.

One day a man walked into the office of an upscale auto dealership. The man was carefully observed by each of the veteran car salesmen. Each, one by one, decided to ignore the potential customer. These salesmen had several years of experience dealing with customers. They could tell that this guy would never buy a car.

Most people, at least one who have the means to buy a car there came in neatly dressed. Obviously they were the sort of customer with good credit and and a good down payment. They had good jobs because they were “our kind of people”.

The man who walked in that day was definitely not one of those. Not having bathed for days, his hair was unkempt and his face was unshaven. Clothes torn and stained. And he smelled.

Must be a bum.

An updated version is posted at:

http://www.devtome.com/doku.php?id=a_bum_in_the_car_dealership

The Prestige

Recently, I rented a movie. It was titled,” The Prestige” . It is the story of two stage magicians during the late 1800's. These two men were motivated by mutual hatred to attempt to best each other professionally as well as personally. One magician, “Borden” creates an illusion where he is magically transported instantly from one side of the stage to the other. The other magician, Angier contracts the scientist, Nikole Tesla to build him a device that will out do the transport trick.

The TRUTH About Credit Repair...

-by Terry Price

(C) Copyright Terry Price

All Rights Reserved

http://falconmark.niesong.hop.clickbank.net

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Have you ever wondered what companies

send you when they claim you can erase

bad credit overnight? How about those

ads that say you can get any major

credit

card without a deposit or a credit

check?

Ads abound almost everywhere

these days (online and off) selling

books, systems and secrets to

help you fix your credit. Many

of these programs have claims

which read like the covers of

supermarket tabloids:

"In 3hrs my credit score jumped

from 580 to 676!"...

"Erase bad credit and smash your

debts with just 2 Magic Letters!".

Are these types of claims ALWAYS

too good to be true? The answer is

"Yes and... no".

While many people would love for

you to believe the only thing that

can fix bad credit is time; in

reality... nothing could be further

from the truth. The fact is, time

is only one factor which can fix

a credit report, but it's a far cry

from being the only factor. How

can I back this up? Easy.

Under a consumer protection law

known as the Fair Credit Reporting

Act (a.k.a. the FCRA) the only

negative information which can

remain on your credit report is

not what is accurate... but what

can be proved as accurate under

the FCRA. What's this mean

to you?

It means any negative item on

your credit report can only remain

there if it is accurate and CAN

BE PROVED AS SUCH under the

guidelines of the FCRA. This

undisputable fact presents

consumers with both good

news and bad news.

The good news is that through

the FCRA your credit score can

most likely be improved dramatically

in a very short period of time with

only a modest amount of effort on

your part.

The bad news is that while the

actual "work" will take very little

of your time, it is vital that you

have good information on "how"

to go about it. This is the bad

news; 9 out of 10 courses on

restoring your credit will do nothing

more than lead you into snake

pits because they will provide

you with what the industry refers

to as "Boiler Plate" dispute letters.

These are nothing more than form

letters and... quite frankly (more

bad news) the Credit Bureaus and

Creditors will laugh at you if you

try to use them.

While I agree with the Federal Trade

Commission (FTC) that "Anything a

Credit Repair Clinic can do for you

legally, you can do for yourself at

little or not cost"... the key element

you need for success is the latest

inside techniques and procedures

to get the results you want. This

involves strategies such as "Proof

of Contract", "Constructive Notice",

"Challenge of Procedure" or

"Restrictive Endorsement" and many

others.

All these terms may "sound" impressive

but they are really quite simple. In

the

end, it is nothing more than a method

of communication which exercises your

consumer protection rights, gets the

results you want and raises your credit

score. Even more impressive, once you

learn how simple it can be by doing it

for

yourself, you will find there is a

fortune

to be made doing it for others! Either

way, it all starts by requesting a free

copy of your credit report here:

http://www.AnnualCreditReport.com

In the next segment we'll talk about:

"Is Your Credit Score Costing

You A Fortune?"

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The "CREDIT SECRETS BIBLE" has been in

print since 1994 and is published by

Consumer Publishing Group.

For more information on the "CREDIT

SECRETS BIBLE" you may visit:

http://falconmark.niesong.hop.clickbank.net

=======================================

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However, Tesla's machine is not a trick. It really works. But instead of transporting the subject, it creates an identical copy.

Angier uses the machine to confound the world with his instant teleportation on stage. Of course the problem is that Angier has to destroy the copies.

After watching the movie, I suddenly realized that Angier was stupid. Instead of trying to outperform his rival, he could have been making copies. Copies of gold. Copies of diamonds. Copies of money.

He had an instant wealth machine.

But he was too blinded by his hatred to see the opportunity.

Each of the salesmen observed the bum and dismissed him as a waste of time. Finally, the newest salesman, in the dealership said, “I might as well say hello and find out what he wants”. The new salesman asked the bum, “How can I be of service?” The bum replied, “I want to buy this car.” pointing to the top of the line model on the showroom floor. “OK”, said the salesman, “Lets start by running your credit.” “No credit... CASH!”, said the bum. The bum took out brand new hundred dollar bills out of his wallet. He paid cash and drove the car off the lot.

See, the bum had just com back from a fishing trip. He was really a multimillionaire who wanted to test the the salespeople.

Because the salesman was willing to take a chance on a bum, he not only made a sale, but gained a faithful customer. The customer came back each year and bought a new car from the same salesman - cash.

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